It has been there for many first-time buyers over the years – a life-changing option that can only come from generous and empathic parents - but never has it been so utilised than in today’s world. COVID-19 has resulted in the reduction of products on the market, and the products available have much more stringent criteria as lenders appetite at higher loan to values has dramatically fallen. Which means the more deposit you have the easier it will be to get a mortgage. This is why there has been a greater need for help from parents when it comes to first time buyers trying to get on the property ladder.