Job Description
Key Accountabilities
- Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns
- Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
- Proactively manage a pipeline of mortgage applications which will include chasing outstanding information from third parties and providing timely updates to introducers which will help ensure service excellence is maintained
- Recommending and referring cases to Credit Committee where credit committee approval required.
- Liaising with introducers, valuers and solicitors
- Overseeing cases from inception through to completion
Skills & Competencies
- Pass internal competency tests post induction
- Attention to detail
- Ability to work as part of a team
- Good written and verbal communication skills
Knowledge & Qualifications
- A strong understanding of FCA regulation
- Experience underwriting mortgage applications, specifically within the BTL market.
- CeMAP (desirable, not essential)
Personal Attributes
- Flexible
- Articulate
- Well organised
- Robust and comfortable working to deadline and under pressure
Company Values - CREDIT
C
Customer - Customers are our primary focus
R
Results - Results matter, create value every day
E
Energy is contagious, Share it!
D
Developing our people makes us different
I
Invent the solution - be proactive
T
Teamwork - Together we can build the business