Job Description

Key Accountabilities

  • Enter and update borrower data on Fusion lending platform.
  • Ensure all aspects of the loans are recorded accurately on Fusion and meet underwriting guidelines.
  • Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.
  • Provide concise and accurate updates to brokers.
  • Proactively chase brokers for outstanding requirements.
  • Ensure all underwriting is in line with Company policy and within regulation.
  • Ensure that all cases are Underwritten within the Groups Risk appetite.
  • Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.
  • Maintaining a pipeline of cases, overseeing cases from inception through to completion.
  • Maintain broker relationships that are integral to the growth for WOSL.
  • All work is to be carried out in accordance with Enra Specialist Finance policies and procedures.

    Skills & Competencies

    • Ability to work as part of a team.
    • Pass internal competency tests post induction.
    • High attention to detail.
    • Good written and verbal communication skills.

        Knowledge & Qualifications

        • An understanding of FCA regulation.
        • Experienced in Underwriting 1st and/or 2nd Charge mortgage applications.
        • CeMAP (desirable, not essential).

          Personal Attributes

          • Flexible.
          • Articulate.
          • Well organised.
          • Robust and comfortable working to deadline and under pressure.

            Company Values - CREDIT

            C

            Customer - Customers are our primary focus

            R

            Results - Results matter, create value every day

            E

            Energy is contagious, Share it!

            D

            Developing our people makes us different

            I

            Invent the solution - be proactive

            T

            Teamwork - Together we can build the business

            Submit your C.V.